Consolidating private government student loans

Check your rate using Ready For Zero's free debt consolidation tool.People have saved thousands by consolidating higher-interest debts using a single, personal loan, this will not negatively impact your credit. Consolidating student loans via refinancing is best for people whose financial position - in terms of employment, cash flow, and credit - has improved since they graduated from school.

The good news, though, is that the government is limited in terms of how much it can take.You’re generally eligible once you graduate, leave school or drop below half-time enrollment.Consolidating your federal loans through the Department of Education is free; steer clear of companies that charge fees to consolidate them for you.Can the government garnish your wages if you don’t pay your student loans? Few students can make it through school without the help of student loans.Even if it is possible to get through the first four years without debt, many grad students find that they need to borrow in order to move further in education.

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